Waltco Development · Updated October 2026
Hiring the wrong contractor is one of the most expensive mistakes a homeowner can make. Here is what to check before you sign — most of it takes five minutes on the CSLB website.
Step 1 — Look up the licence on CSLB
In California, any job worth $500 or more in labour and materials must be done by a licensed contractor. Search the licence number on the Contractors State License Board (CSLB) website and read the whole record, not just the status line.
- Status: it should say current and active.
- Classifications: a B General Building licence for multi-trade work; a specialty licence such as C-15 Flooring for that trade.
- Bond: the record shows whether a contractor's bond is on file.
- Workers' compensation: either a policy, or an exemption stating the contractor has no employees.
- Business name and address: they should match the contract you are given.
Step 2 — Ask about insurance separately
The CSLB record shows workers' compensation but not general liability insurance. If liability coverage matters to you, ask for a certificate of insurance and check its dates.
Step 3 — Get a written contract
California home improvement contracts must be in writing and include a description of the work, the price, a payment schedule and a notice of your right to cancel. The down payment on a home improvement contract is limited to 10% of the price or $1,000, whichever is less.
Step 4 — Make sure permits are in the contractor's name
In the City of Los Angeles, permits are issued by the Department of Building and Safety (LADBS); cities such as Santa Monica, Malibu, Manhattan Beach and Redondo Beach have their own departments. A contractor who asks you to pull an owner-builder permit is shifting the responsibility — and the liability — to you.
Red flags
Walk away if you see any of these:
- Cash only, or a large payment before any work starts.
- No written contract, or a licence number that doesn't match the name on it.
- Pressure to sign the same day.
- A request that you get the permits yourself.
Questions
Frequently asked questions
- How do I find out if a contractor has complaints?
- The CSLB licence record shows public complaint disclosures and legal actions where the law allows them to be disclosed.
- What should a payment schedule look like?
- A small down payment within the legal limit, then progress payments tied to completed work — never far ahead of what has been built.
- Is Waltco Development licensed?
- Yes. CSLB #625535 is current and active, with B General Building and C-15 Flooring classifications and a contractor's bond on file. You can check it on the CSLB website.
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